Flood Insurance
Getting you the best coverage for the best value.
What is included in this service:
Flood damage is not covered by standard homeowners or renters insurance policies. Flood insurance helps protect your property and belongings from costly damage caused by rising water, heavy rain, storm surge, or overflowing rivers.
Your flood insurance can include:
- Building coverage (foundation, walls, electrical, plumbing, HVAC, appliances, flooring, etc.)
- Contents coverage (personal belongings like furniture, clothing, electronics, valuables)
- Optional additional living expenses (if your home is uninhabitable after a flood — available with some carriers)
- Coverage for both primary residences and secondary/vacation homes
Why choose us:
- We’ll explain the difference between National Flood Insurance Program (NFIP) policies and private flood insurance, and help you choose the right fit.
- We compare rates from multiple carriers so you don’t overpay.
- We guide you through flood zone maps and requirements in your area.
- Local, family-first service — we understand the unique risks in Virginia and the surrounding region
Benefits of working with Insure With Family:
- Protect your biggest investment — your home or business — from flood losses.
- Stay compliant if your mortgage lender requires flood coverage.
- Peace of mind knowing you’re covered if the unexpected happens.
- Save money by finding the best option between NFIP and private markets.
